Payment methods

At Hifi-Schluderbacher you have almost unlimited possibilities to make a payment. Of course, we have placed great emphasis on security and simplicity when selecting our payment partners.
 
Currently we offer you these payment methods:

• Prepayment (with 2% immediate discount - exclusively in the online shop)
• Paypal (Express)
• Cash on delivery
• Credit card
• Instant transfer (Exclusively in the Online Shop)
• 0% financing (exclusively in the online shop)
• Cash payment on collection
• On account (Exclusively in the online shop)

 
 
Advance payment (2% immediate discount):

An advance bank transfer is the classic payment method. You transfer the indicated amount to our bank account and as soon as we have received the payment, we will ship your order.
New: If you choose the prepayment payment method, you will receive an immediate 2% discount on your whole order.
Our bank details:

Account holder: Hifi-Schluderbacher
Account number: 0437525
SORT CODE: 30070024
Credit institution: Deutsche Bank Düsseldorf
SWIFT: DEUTDEDBDUE
IBAN: EN10300700240043752500
 

Paypal:

Paypal is probably the most popular payment method. With the Paypal buyer protection and its ease of use Paypal has already won over about 15 million people in Germany.
Brand new we can also offer you Paypal Express. Here you log in directly with your Paypal data via the yellow Paypal button in the shopping cart and confirm the purchase.

Cash on delivery:

Order online with us immediately - pay only when the parcel is received by the deliverer. This is possible with the cash on delivery option.
Important: Please note that you can only pay the delivery person in cash. The maximum amount per package is 3.500€. This payment option only applies to German delivery addresses.

Credit card:

You have a credit card? Great! All you need to do is enter your credit card number, the owner of the credit card, the expiration date and the verification number and the order is complete. Easy, safe and simple for you.

Instant transfer:

SOFORT Überweisung is the direct transfer procedure of SOFORT GmbH, which works on the basis of online banking. You do not have to register or create a virtual account, a so-called wallet, first. Simply log in with your online banking data (access data/PIN) and confirm the order with a TAN. The amount is then already with us and the goods can be shipped.

0% financing:

As a special service for you we offer you in cooperation with the Santander Bank a 0% financing on almost all articles. After completing the purchase on our site, you will be automatically redirected to payever. There you can choose between terms of 6, 12 and 24 months. In the next step you enter your personal data and your income and expenses.
Afterwards you carry out a legitimation check. If this is positive, we will receive the release from Santander to ship the item.
Important: The minimum amount for a financing is 500€.

How does shopping cart financing work?

1. simply add the items you wish to purchase to your shopping basket, go to the checkout and select "Financing" as the payment method.
2. enter your required data in the appropriate fields and send the application. Your preliminary credit decision will be displayed immediately.
3. in the event of a positive decision you will be forwarded directly to our Digital Contract Centre. You will also receive the link to the contract centre by e-mail. In the digital contract centre you can check your contract and upload the necessary documents. You then choose how you would like to conclude your financing: paperless, digital contract conclusion or classic contract conclusion by signing the contract after printing it out.
4. a) Digital completion: authenticate yourself via video call from the comfort of your home. Please have your identity card or passport (including a current proof of the address of your main residence) ready. You can then sign your financing application conveniently and securely online within a few minutes.
   b) Classical completion: Simply take 1) your signed financing documents, 2) a copy of your current proof of income, 3) your identity card or passport (including proof of registration) and 4) your PostIdent coupon to a Deutsche Post AG branch office and have an employee there confirm your identity (legitimation check).
   Of course, both legitimation procedures are free of charge for you.
   Note: If you are already a customer of Santander Consumer Bank, the renewed legitimation check is not required under certain circumstances.
5. as soon as Santander has received your financing application, delivery will be made to you immediately. Prerequisite is a final positive evaluation of your financing documents and the availability of the goods.

Cash payment on collection:

Of course you can also come by and pick up your ordered goods personally from us. You can pay in advance using one of the payment methods described here or alternatively you can pay in cash at our shop. As soon as the goods are ready for collection, you will receive an e-mail from us.
Here once again are our address and opening hours:

Hifi Schluderbacher
Schmelzerstrasse 26
47877 Willich
Mon-Fri 10am-7pm
Sat 10am-3pm

We look forward to your visit!

On account:

In cooperation with Paypal we can now also offer a purchase on account.
So you have the advantage that you receive the goods first and then have a period of 30 days after receipt to pay. The maximum amount for a purchase on account is 1.500€.
Important: Please do not transfer the amount to us, but to Paypal. After the successful order you will receive a mail from Paypal with all the relevant information.